efektiva – Empowering Small and Medium Businesses through B2B BNPL

Efektiva is a Mexican startup offering a B2B buy now pay later (BNPL) solution that enables suppliers and clients to have amazing cash flow. Founded by Pablo Robles Watanabe, who has more than 15 years of experience helping small and medium businesses in Mexico with over 30 million dollars in loans, efektiva is on a mission to empower small and medium businesses through technology and financial muscle.

Introducing Efektiva

Efektiva is a B2B BNPL solution that lets you pay your suppliers in your own terms without the need for a corporate credit card. The platform allows you to make purchases on credit and pay later, helping you to free up cash flow and improve your working capital. The platform is designed to be simple, fast, and easy to use, with a focus on empowering small and medium businesses.

The Benefits of Using Efektiva

Improved Cash Flow – With efektiva, you can get the supplies you need and pay later, freeing up your cash flow for other important business expenses. This can help you to better manage your working capital and improve your overall financial health.

Flexible Payment Terms – Efektiva offers flexible payment terms that can be tailored to your business needs. You can choose from a range of payment options, including weekly, biweekly, and monthly payments, depending on what works best for you.

No Credit Card Required – One of the key advantages of efektiva is that you don’t need a corporate credit card to use the platform. This means you can make purchases on credit without having to worry about credit card fees or interest rates.

Efficient and User-Friendly Platform

Efektiva is designed to be efficient and user-friendly, with a simple and intuitive interface that makes it easy to use. The platform is also built on advanced technology that ensures fast and reliable transactions.


Efektiva is a game-changer for small and medium businesses in Mexico. The platform offers a flexible and convenient way to manage cash flow and improve working capital, without the need for a corporate credit card. With efektiva, businesses can focus on growth and expansion, knowing that they have the financial backing they need to succeed.

Website: https://www.efektiva.mx/

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